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  Home > Products and Services > Personal Consumer Insurance > Home/Property
  Personal/Consumer Insurance
 
 
Home/Property

A home is often the most expensive and valuable asset a person has, which makes protection against fire, theft and other hazards vital. Appropriately licensed members of the ACE Group possess the industry knowledge and flexibility to design coverage that suit a variety of homeowner needs by developing creative bundling of traditional products with non-traditional features and services — available around the world.

Product Highlights
Special Features
Target Audiences

Product Highlights
ACE insures nearly any home or property scenario. With high-value, low-cost coverage and 24-hour toll free claims service ACE delivers superior products to individual homeowners and companies serving homeowners. These products and services include:

  • Accident protection — For injuries or deaths that take place in the home or surrounding property
  • Contents coverage
  • Mortgage payment protection for owners of primary residences and condos
  • Disaster protection for multi-family units, condos, townhomes, apartments, etc.
  • Cell phone coverage — Protects against theft away from home
  • Eyeglasses insurance — Replaces eyeglasses due to theft, loss or damage
  • Credit card protection against loss or theft
  • Stand-alone appliance protection


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Special Features
Homeowner peace of mind comes from knowing nothing is falling through the cracks when it comes to coverage. ACE gives its clients peace of mind through special services and features such as:

  • Locksmith services for lockouts, burglary and structural damage
  • Alternative accommodation expenses
  • Payment of monthly mortgage for up to two years if the home is uninhabitable
  • Deductible reimbursement
  • Emergency cash
  • Toll-free message center where policyholders can obtain 24-hour claims assistance
  • Home contents coverage that includes non-family members living in the home
  • Coverage for damage due to normally uninsured events, including floods, earthquakes or volcanic eruptions, riots or other civil commotion


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Target Audiences
  • Cell phone owners
  • Consumer finance lending institutions
  • Credit card companies
  • Financial institutions
  • Homeowners
  • Landlords
  • Seasonal homeowners
  • Mortgage brokers
  • Personal and commercial line agents
  • Property management companies
  • Real estate agents
  • Renters
  • Retailers
  • Utility companies


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This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions and may be available only through appropriately licensed brokers. Refer to the Licensing Information document for a chart of the jurisdictions in which each ACE Group subsidiary is licensed.
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