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  Home > Products and Services > Personal Consumer Insurance > Automobile
  Personal/Consumer Insurance
 
 
Automobile

While there are many automobile insurers to choose from, few companies can match appropriately licensed members of the ACE Group in providing a complete spectrum of coverages for drivers and vehicles alike. With ACE, drivers have multiple options for coverages, deductibles and payment plans, in addition to special discounts and competitive rates.

Product Highlights
Special Features
Target Audiences

Product Highlights
ACE augments its traditional automobile insurance with a wide variety of other types of auto coverage, including:

  • Paper driver policy — For persons who have a driver's license but don’t own an automobile. Can include bodily injury liability, property damage liability, passengers’ personal accident and protection against own-injury.
  • Family automobile policy — For automobiles for family use, where the named insured is an individual. This policy includes coverage for the third party (bodily injury and property damage liability), the insured and the insured’s family.
  • Stand-alone compulsory automobile liability — Only covers liability for bodily injury to traffic accident victims and not liability for property damage. This coverage is required for all vehicle holders.
  • Military automobile — Special coverage for active U.S. Armed Forces personnel stationed overseas.


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Special Features
ACE includes standard and optional coverages to meet any driver’s needs, regardless of where or what they drive. ACE special features include:

  • Anti-theft discounts
  • Emergency road service/towing
  • Multiple payment options
  • Gap, coverage deductible for loss total damage, and loss total theft
  • Optional services such as Lawyer’s Fee Special Clause and Personal Liability Special Clause


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Target Audiences
  • Individual drivers
  • Families  
  • Drivers license holders who do not own an automobile
  • U.S. Armed Forces personnel


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This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions and may be available only through appropriately licensed brokers. Refer to the Licensing Information document for a chart of the jurisdictions in which each ACE Group subsidiary is licensed.
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