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  Home > Products and Services > Business Corporate Insurance > Captive Programs
  Business/Corporate Insurance
 
 
Captive Programs

The ACE Group recognizes that many corporations are attracted by the benefits of owning and operating a captive insurance company. By combining the advantages of captives with the capacity of a global insurer, ACE delivers optimum and affordable risk protection to companies of every size.

In addition to providing a buffer from insurance market pricing cycles, greater control of the long-term cost of risk financing and the opportunity to participate in underwriting profits, ACE enhances these benefits by reducing the attritional costs — both direct and indirect — involved in operating a subsidiary company.

The result? More control. More cash. More competitive edge.


Product Highlights
Special Features
Target Audiences

Product Highlights
With every captive instrument offered, ACE can provide administrative support, primary insurance policies, cash flow management, risk control services and claims management services practically anywhere in the world.

  • Large account casualty captive programs — Including single-parent captive and rent-a-captive programs
  • Rent-a-captive — Designed for companies that want the benefits of a captive without contributing the required start-up capital and organizational outlays


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Special Features
From jumbo property claims, natural catastrophes and workers compensation, to product tampering, automobile liability, general liability and more, ACE’s experienced adjusters can handle claims of virtually any kind. Other special features include:

  • Reduced risk transfer costs through risk retention
  • Access to an established network able to offer fronting in all major markets
  • Substantial capacity to supplement each program
  • Access to claims management services


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Target Audiences
  • Companies who seek coverage for uninsured or uneconomically insurable risks
  • Small to mid-sized companies with workers compensation losses
  • Large commercial clients who want a casualty insurance loss responsive alternative
  • Owners of captives looking for worldwide fronting capability in a variety of lines


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This general product description is informational only. It is neither an offer to sell nor a solicitation to purchase any particular insurance product. Coverages may not be available in all jurisdictions and may be available only through appropriately licensed brokers. Refer to the Licensing Information document for a chart of the jurisdictions in which each ACE Group subsidiary is licensed.
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