ACE Accident & Health

ACE Casualty Risk

ACE Medical Risk

ACE Professional Risk

ACE Risk Management

ESIS, Inc.

ACE Accident & Health
Committed to offering products and services designed to meet the needs of clients in special markets, ACE Accident & Health provides a range of accident and other supplemental insurance programs built for customer value and convenience. We are experts in customizing corporate plans for multinational organizations. We can combine travel accident coverage with much needed global medical and war risk benefits as well as valuable travel assistance and family counseling services available worldwide on a 24-hour basis under a single master policy.

Key Products

• A&H Global Risk Solutions: Worldwide travel accident and global medical programs including war risk, political evacuation and travel assistances benefits and services for multinational companies and U.S. corporations of all sizes.
• Employee Benefit Plans: Basic and voluntary AD&D plans for employer groups; limited medical insurance including packaged or stand-alone vision, prescription drug and dental plans for employers seeking to limit healthcare costs or to make these benefits available to employees not typically eligible for healthcare benefits.
• Occupational Accident Insurance: High-limit accident benefits for job-related injuries designed to help provide employers with financial protection in the event of catastrophic loss.
• Special Risk Products: Student accident and participant accident plans for schools and other group sponsored activities or special events including international travel programs for sponsors of cultural and educational exchange programs.
• Direct Market Programs: Disaster recovery programs designed to fill gaps in traditional homeowner’s coverage by providing displacement benefits, emergency cash and emergency medical benefits, and other event based or transaction based benefits for customers of financial institutions.
• Enhancement Programs: Benefits designed to increase group affinity and brand loyalty through sponsor-paid products including identity theft, rental car collision damage waiver, extended warranty, trip travel and purchase protection benefits.
• Managed Care Products: Excess loss insurance including medical stop-loss, provider stop-loss, and HMO reinsurance programs.

For additional information, please visit www.aceaccidentandhealth.com.

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ACE Casualty Risk
ACE Casualty Risk offers products and services to a broad range of customers, ranging from middle market to the large multinational. Insurance products are written on an admitted and non-admitted basis.

Key Products

• Construction: General liability, workers’ compensation and automobile coverage for contractors and wrap-ups. Coverage is written on a loss sensitive basis. 
• Custom Casualty: General liability, automobile, buffer automobile, buffer general liability and general liability/pollution coverage for specialized industry segments and tough to place risks. 
• Environmental Risk: Storage tank coverage, premises pollution liability, contractors pollution liability, and remediation cost containment coverage. Contractors pollution liability and storage tank coverage are available via the web on a select basis. 
• Excess Casualty: Umbrella and excess liability coverage for a wide array of customers. We also offer specialized industry solutions for the construction and energy industries. 
• Public Entity: General liability, automobile, miscellaneous professional, employment practices liability, and public officials errors & omissions for political subdivisions (cities, counties and states), educational institutions (K through 12) and special districts and authorities. Coverage is provided to pools and individual risks. 
• Workers’ Compensation: Guaranteed cost workers compensation coverage for the small to mid-size company. Coverage is also available via the web on a select basis. 

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ACE Global Underwriting Group
Specializing in global programs and specialty coverages, ACE Global Underwriting Group provides comprehensive risk management programs and services for a diverse market of mid- to large-size U.S.-based companies, not-for-profit and government entities.

Key Products 

• Global Property
  • Commercial Property: Primary, excess and controlled master programs
  • Captive Cash Flow: Captive and sophisticated cash flow programs on a worldwide basis
  • Property Engineering: Full range of fee-for-service engineering for risk management
• Corporate Risk Property 
  • Primary coverage for a broad range of industry classes. Accounts typically have revenues less than $1 billion. 
  • ACE claims service, global unbundled engineering and international coverage
  • Minimum deductible of $10,000 
  • Individual account submission and underwriting 
  • Can be packaged with other ACE products: Digital DNA,® Fidelity, Marine Cargo 
• Inland Marine 
  • Builders Risk 
  • Engineered Risks 
  • Warehousemen’s Legal Liability 
  • Motor Truck Cargo
• Foreign Casualty 
  • Controlled master programs: Auto, EL/GL and WC 
  • Cash Flow: Retro, high deductibles and captive programs 
  • International Advantage®: Commercial package for small to medium sized companies that export or have service international locations 
  • Defense Base Act (DBA) workers compensation: Coverage for prime contractors and subcontractors performing work overseas under contracts authorized, approved or financed by the U.S. government or its agencies
• Commercial Marine 
  • Cargo insurance and risk control services 
  • Hull and P&I 
  • Marine liability programs
• Aerospace 
  • Airports liability 
  • Aircraft hull and liability 
  • Satellites
  Recreational Marine Insurance 
  • Yachts 
  • Boats 
  • Marine Facilities
• Energy 
  • Starr Tech (MGA)

ACE Medical Risk
ACE Medical Risk offers a wide range of liability products for the healthcare industry. Our team of experienced underwriters understands the current state of the marketplace and the unique challenges facing the healthcare industry. We pride ourselves on developing the appropriate solution to address both traditional and unique risks.

• Primary medical professional and general liability for medical facilities: for hospitals, miscellaneous medical facilities and long term care facilities 
• Excess/umbrella liability for medical facilities: hospitals, miscellaneous medical facilities and long term care facilities 
• Primary and excess Errors and Omissions coverage: for managed care organizations 
• Primary and excess products liability: for biotechnology and specialty pharmaceutical companies, and non-invasive medical device manufacturers and distributors 
• Excess professional liability: for contract research organizations 
• Primary and excess products liability and general liability package: for human clinical trials

For additional information, please visit www.acemedicalrisk.com 

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ACE Professional Risk
Staffed by a team of innovative underwriters, ACE Professional Risk continually seeks to develop new ways to meet the demand for management liability, professional liability and surety products. Our products are designed to successfully meet the unique needs of our insureds.

Key Products 

• Management Liability
  o ACE Advantage® Global D&O Protection
  o Directors & Officers Liability for Public, Private and Not-for-profit Companies
  o CODA Side A Directors & Officers Liability
  o Fiduciary Liability
  o Employment Practices Liability
  o Fidelity & Crime 
• Professional Liability
  o Miscellaneous Professional Liability
  o Architects & Engineers Liability
  o Educators & Public Officials Liability
  o ACE DigiTechSM (Technology Liability)
  o ACE Privacy ProtectionSM (Third-party Privacy and Network Security Liability)
  o ACE Digital DNA® (First-party Network Security Protection) 
• Surety
  o Commercial
  o Contract 
• Kidnap & Extortion 

For additional information, please visit www.aceprofessionalrisk.com.

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ACE Risk Management®
ACE Risk Management® offers a wide range of customized casualty products and dedicated underwriting teams engineered to respond to the needs of mid- to large-size companies – in any industry – and to deal with the significant costs of financing and managing risk. A wide variety of program structures is offered to support each client’s unique risk financing needs: large deductibles, captives, third-party rent-a-captives, corridors, funded deductibles, net present value and other creative or emerging risk financing structures.

ACE Risk Management is committed to service and has instituted national service standards in order to be the “best in class” on service deliverables such as policy issuance, invoicing, program adjustments and agreements.

Key Products 
 
• National Accounts
• Commercial Accounts: Major and Select
• Energy
• Excess Workers Compensation
• Texas Excess Employers Indemnity
• Retention Clash Coverage

ACE Risk Management offers all program structures on both a bundled and unbundled basis to provide maximum flexibility. Fully bundled claims and loss prevention capabilities can be packaged with our risk management services partner, ESIS,® Inc. Alternatively, ACE Risk Management can offer unbundled claims and related services through a broad selection of pre-qualified third-party administrators.

For additional information, please visit www.aceriskmanagement.com.

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ESIS®, Inc.
ESIS,® Inc. provides contemporary and effective risk management services to clients in the U.S. and around the world. Maintaining a sharp focus on lowering our clients’ total cost of loss, we take an innovative approach that delivers measurable results. ESIS’ services are available through a preferred relationship with ACE Risk Management® or purchased separately for those clients that select insurance and claims management services independently. Our programs are customized, complementary and complete, and are valued by risk managers seeking greater control over their programs.

Key Products

• ESIS Impact^SM Workers Compensation claim management 
• Automobile and General Liability claim management 
• Global Risk Control Services: consulting and programs for mitigating risks and losses 
• Global Claims Services 
• ESIS ExPO^SM outcomes-based provider network 
• Recovery Services International: recovery and subrogation 
• Catastrophe and Crisis Management 
• Analytics In Action^SM: strategic outcomes benchmarking for clients 
• Global RiskAdvantage®(RMIS): for easy, electronic access to claim information 

• ESIS e-risk MANAGER^SM web-based application for managing risks and losses 

• Integrated Disability Management
  

For additional information, please visit www.esis.com
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